Apps That Pay Real Cash 2020

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Money Earning Apps

If you use your smartphone as often as I do (like a million times!) why not make use of these free money making apps to earn extra cash each month.

That’s right.

There are apps that make you money, and today we are taking a look at some of the highest paying apps that are making people real money.

These are apps that pay you through PayPal or gift cards, from big platforms like Amazon, Target and Walmart just for completing simple tasks like answering questions, taking photos or even browsing the internet (that’s #3 on the list).

After some research, I have put together a list of the best money making apps for android and iPhone users in 2020, so you can pick and choose from the ones that suit you best.

Ready to make money from your phone?

*This post make contain affiliate links. Disclosure here.

20+ Free Money Apps

1) Survey Junkie

The most popular survey app, known for being legitimate is Survey Junkie.

You can access surveys from their dashboard and have the potential to earn up to $50 a survey. Currently only available to those living in the US, Canada and Australia, this survey site has over 9 million members making money from home. They also have a majority 5-star rating on Trustpilot.

2) My Points – $10 Bonus

Featured by big names like Yahoo and New York Times, MyPoints has given away $236 million in the form of PayPal cash and gift cards to its members.

How do you make money? Once you sign up with My Points, you collect points to redeem for cash or gift cards. Here are five ways to do it.

  • Shop online – 25 points per dollar spent
  • Watch Videos – up to 500 points per day
  • Surveys – up to 300 per survey
  • Games – 10 points
  • Read emails – 5 points

3) Swagbucks

I use Swagbucks and I would recommend this as the easiest way to earn – with least effort.

For instance, you earn for searching the web.

Yes.

It’s as simple as that.

Instead of using Yahoo, Bing or Google to search the internet, use Swagbucks as your usual search engine and accumulate points.

Here are additional ways to earn SB’s (Swagbucks Points):

  • Daily surveys up to $35 each
  • Watch your favourite cooking shows to earn
  • Get cashback from major retailers including Amazon, Walmart & Target
  • Invite friends and family to earn more points (including 10% of their lifetime earnings)

4) Apps that Pay You to Scan receipts

Fetch Rewards is one such app where you get paid to upload receipts.

No couponing, no scanning barcodes, no surveys and no ads. Once you finish shopping just scan your receipt using the app to earn rewards in the form of e-gift cards from Target, Amazon, Kohl’s, Sephora and hundreds more.

You can cash out with as little as $3. You can scan your shopping receipts up to 14 days from date of purchase.

Download Fetch Rewards for free on your phone and start earning.

You can also submit your receipts for money with ReceiptPal. This is another free app that pays you money to scan receipts.

But wait, its not just shopping receipts, you can also get money back from your restaurant bills. Using the Seated app you can scan restaurant receipts and upload it to get back up to 30% of your total bill in the form of gift cards.

5) Vindale Research -$50/survey

Another research company like Pinecone Research, but your earning potential is a lot higher. We are talking up to $50 per completed questionnaire.

They have high paying surveys added daily and have $6,955,991+ already paid to members.

And the best part is, you get paid cash via check or PayPal – not points.

6) Online Research

Pinecone Research is a site that pays cash for sharing your opinion. They conduct surveys to help them develop products based on consumer opinion – which is you. So by taking the time to answer the questionnaires, they pay you money in return.

How much you earn depends on how many surveys you complete a day. Typical surveys take an average of 10 minutes and can earn you up to $10.

You earn points by completing these surveys that you can redeem for cash and gift cards.

7) Pay your Selfie

Raise your hands if you are a selfie person. Strangely I’m not (and more because I am camera shy:). But if you enjoy taking selfie’s you can earn money doing it.

This app shows you a list of selfies you can take like a travel selfie or a shopping selfie and pays you for each of your selfies. You can redeem for cash once you reach $20. You earn up to $1 a selfie, so you can cash out in no time.

This a reliable app has been featured by big-name companies like The New YorkTimes. Sign up for free and click away!

Related post: Incredibly easy ways to get free money right now

8) Raise

Got a lot of unwanted gift cards lying around your house?

With Raise, you can sell those gift cards for cash via direct deposit, PayPal or check.

All you need to do is upload your listing for free and when your card sells you make money. They accept gift cards and merchandise credit from any brand or restaurant. And you can set your own selling price too.

9) Paribus

*Note Paribus compensates us when you sign up for Paribus using the links.

Paribus is a Capital One owned app, that gives you refunds when there is a price drop for online purchases.

Say you bought a laptop for $499 and later the price drops to $399, you will get $100 deposited back into your account.

That’s not all, Paribusalso compensates for late deliveries and helps you rebook hotels and accommodations for the best price.

You don’t need to contact customer service for your refunds or keep track of product prices, Paribus will scan all your email shopping receipts regularly and pay you the refunds.

10) Acorns – $5 Bonus


This is an investment app that is great for beginners because you can start investing as little as 20 cents!

Actually, this is a creative way to save money. Once you install the app, every time you shop Acorns will round it up to the nearest dollar and invest the spare change for you.

So if you were to buy a coffee for $2.60, Acornswill invest the $0.40 for you. Every little bit adds up, right?

I just love this idea because you don’t need to make a conscious effort to save, as acorns will do it for you.

11) Neilsen Panel – $50

This app pays you $50 a year if you just let it run on your tablet or smartphone.

And that’s it. There is really nothing more to it.

Why they need you to do this, is so they can gather information on internet usage to develop their products, so by downloading their app you are helping them in their research.

They do not collect user ID’s or passwords, so you can be sure your information is held safe even if the app is installed.

Sign up here if you live in the US and make money every year you are with them.

12) Cashback apps – $20 Bonus

Needless to say, cashback apps are a fantastic way of getting money back for all your shopping.

How do these apps work?

Once you sign up to them, you log into these apps and find your retailers (like Amazon, Walmart etc) and make your purchase. You receive points for your purchase that you can redeem for cash, gift cards or via PayPal.

Here are some of my favorite cashback site.

13) Job Spotter

An app that pays you for snapping photos of hiring signs.

Job Spotter a mobile app that is free to download for both Apple and Android users. Start taking photos of vacancy boards and the shop front and begin making money.

You earn points for each photo you send. These points can be accumulated to earn you some Amazon gift cards.

14) Weight Loss App – $10,000

This is here is a big one.

You get paid in thousands for losing weight and it is legit.

How this works is, you set a bet amount, the kilos/pounds you like to shed and how many months you think it might take. So if you bet $6 for 10 months to lose 10 pounds and you succeed, you can earn anything up to $10,000 in prize money.

Play around with their weight loss calculator here to see how much money you can make. They take into consideration, the gender, height and weight of each individual. So results may vary for everyone.

And you can be them too. This is a cash-based challenge to help you lose weight and make money for doing it. The money here is a big motivating factor that will help you nail your target.

15) High Paying Surveys

Surveys can indeed be a great way of making a few extra dollars each month.

To make the best out of surveys, its best to sign up to them all, so you can pick and choose the surveys you want to do and cancel the ones that don’t work out well for you.

Here are a handpicked survey sites that pay up to $50 a survey.

MindsPay– $50

Vindale Research-$50

Panda Research– $75

Cashback Research-$60

16) Get paid to read emails

Inbox dollarsis a site that pays you for reading emails, surfing the web, or making purchases online.

They are a BBB accredited business and have paid over 57 million in rewards. Definitely worth trying if you are looking for more ways to earn.

Here is a $5 bonus just forsigning up here.

17) Foap

This is a photo selling app available to both Android and iOS users.

You download the app and upload your photos and videos. You earn 50% of the profit when you sell on of your photos. Ready to convert your pictures and videos into dollars, you must try Foap.

18) EYEem

This is another photo selling app that pays to be a photographer.

I love the idea of making money from photos because a SINGLE image you upload can be downloaded a thousand times and for each of those downloads you make money. A fantastic passive income idea.

Apps That Pay Real Cash 2020 Monthly

With EYEem, you earn 50% of each sale, and they Partner with leading photo agencies like Getty so your work is seen on a larger platform.

19) Instacart

This is a grocery delivery app where you get paid to be the shopper. You can set your own schedule and get paid weekly with Instacart.

You are free to take time off and choose to work as much or as little as you like.

You need to be 18 years and over with eligibility to work in the United States.

20) Mercari

Mercari is a selling app, where you can sell anything for cash and you set the price. From fashion, toys and electronics, you can start listing them and make money.

Their website claims to have over 100k listings a day with over 35M downloads of the app.

Upload an image of a product you want to sell (either new or used) and list the item on the app.

You get paid via direct deposit with just a minimum payout of $2.

21) Easy Shift

This free app is available on the App Store and Google Play in the US and the UK.

You earn for doing short tasks, like taking photos of products, checking prices, and reviewing promotions.

Payments are made to you via PayPal and it usually takes only up to 48 hours after approval.

22) Declutter

This is another selling app where you can sell your phones or any tech devices for cash. You can also sell your old DVDs and CDs too.

That

You just scan the barcode of the product you want to sell and the Decluttr app will give you the price on it. Once you download the app, it transfers your phone camera into a barcode scanner.

If you don’t have a barcode, you can enter the make, model number, and condition of the product.

Once your product reaches their warehouse, they will check the product and pay you the day after.

23) Poshmark

This is an app for selling fashion online – from clothes to shoes.

Once you take a photo of the product you want to sell, you can list the item and share it to get seen.

Poshmark will supply you with pre-paid labels and have it picked up from your home for free, making the delivery so much simpler.

The Poshmark app is free to download on Apple, Ipad and Android devices.

24) LetGo

Let Go is a selling app that is not restricted to just fashion. You can sell any secondhand items you don’t need anymore.

Download the app, take a photo of your item and start selling.

Its totally free to use without any hidden charges, and you are free to even sell your car!

Apps that Pay You Money

2 Popular Money Making Sites
  1. Earn up to $50 each time you share your opinion about products and brands - available to those in the US, Canada and Australia. Join Survey Junkie here, it's free!
  2. Take part in daily surveys worth up to$35 with Swagbucks.

PayPal is one of the most popular payment platforms out there.

According to statistics, in 2018, there were 254 million active PayPal accounts.

That’s a huge number of people using the platform!

One of the main reasons for PayPal’s popularity is that you can get your money pretty much instantly!

Handily enough, there are tons of apps and reward sites that pay through PayPal.

Need Easy Extra $300+/Month for Free?
InboxDollars: Paid over $57 Million to members to watch videos, take surveys, shop and more. Join InboxDollars Now and Get $5 Instantly!
Panda Research: Earn up to $50 per survey or offer completed. Join Panda Research Today!
Swagbucks: Get paid to watch videos, shop online, take surveys and more. Join Swagbucks Now & Get a $5 Instantly!
Smart App: Earn $15 a month just for installing their free app, plus loyalty bonus every three months! Join Smart App Now
Daily Goodie Box: Want free stuff? DGB will send you a box of free goodies (Free Shipping - No Credit Card). Get your box now!
Branded Surveys: This survey panel pays you $1 just for signing up today & they pay via PayPal within 48 hours! Join Branded Surveys

Below, we cover apps for both Android and iOS devices.

Most of these are apps that pay instantly to PayPal. Others will send payments to your PayPal account within 24 hours or so after requesting a cashout.

iPhone (& Android) Apps that Pay You PayPal Money Fast

In this section, we cover a list of iOS (iPhone, iPad and other Apple devices) free money apps that send money to you via PayPal. Most of these apps also have an Android version. So if you have a device that runs on the Android platform, you can install the Android version.

1. Rakuten

Rakuten (former eBates) gives you cashback when you purchase items online.

There are more than 2,000 stores featured on there, and you can get cashback up to 40%.

There are coupons available too, and you get a $10 reward when you sign up. Gift cards are also a payment option in addition to PayPal.

Install the app

  • Download Rakuten for Android devices here.
  • Download Rakuten for iOS devices here.

2. Swagbucks

Swagbucks is one of the best rewards apps out there, as it allows you to earn points in a number of different ways.

You can get paid for doing super simple tasks, like:

  • Browsing the internet
  • Playing games
  • Watching videos
  • Taking surveys
  • Shopping online

In return for completing these tasks, you receive points, called Swag Bucks, or SB. You can redeem SB for money to your PayPal account. You can also redeem your points for gift cards to retailers like Amazon and Walmart.

You can make anywhere from $50 to $125 plus a month using Swagbucks, according to Reddit users, with one user earning almost $300 a month.

Install the app

  • Download Swagbucks for Android devices here.
  • Download Swagbucks for iOS devices here.
  • Check out our Swagbucks review to learn more about this app.

3. Ibotta

Ibotta pays you for receipts, but works slightly differently to other ones on this list.

Rather than paying for whole receipts, Ibotta pays you when you buy specific items. So you browse offers in the app, buy the item featured in the offer, upload a photo of your receipt, and Ibotta will give you a rebate.

In addition to offering PayPal payments, Ibotta also allows you to get your payment on a gift card.

Install the app

  • Download Ibotta for iOS devices here.
  • Download Ibotta for Android devices here.

4. Shopmium

Shopmium gives you cashback when you upload a photo of a receipt. You can get discounts on a range of products from cosmetics to groceries.

Install the app

  • Download Shopmium for Android devices here.
  • Download Shopmium for iOS devices here.

5. Receipt Hog

Receipt Hog allows you to upload receipts from stores, restaurants and cafés and earn rewards.

You can redeem your rewards for money through PayPal. You can also redeem your rewards for an Amazon gift card.

Install the app

  • Download Receipt Hog for iOS devices here.
  • Download Receipt Hog for Android devices here.

6. iPoll

With iPoll, you get paid to give your opinion on the products you buy, the services you use and the places you visit.

In addition to PayPal payments, you can also get your earnings on a gift card for Amazon or iTunes.

Install the app

  • Download iPoll for iOS devices here.
  • Download iPoll for Android devices here.

7. Toluna

Toluna pays you for providing your opinion to brands on their products and services.

Apps That Pay Real Cash 2020 Online

It’s actually one of the highest paying survey apps that pay through PayPal.

You’ll get points which you can redeem for money or for gift cards to places like Amazon, Starbucks and Petco.

Install the app

  • Download Toluna for iOS devices here.
  • Download Toluna for Android devices here.

8. Univox Community

When you share your opinion in surveys, Univox will give you points, which you can redeem for money to your PayPal account.

Amazon gift cards are also a redemption option, as well as Virtual Visa Cards.

For signing up, you’ll get 200 bonus points, which have a $2 value.

Install the app

  • Download Univox Community for iOS devices here.
  • Download Univox Community for Android devices here.

9. Appdown

Appdown gives you points when you download apps. You can redeem these points for money through PayPal. Gift cards to retailers like Amazon, Google Play and iTunes are also a redemption option.

Install the app

  • Download Appdown for iOS devices here.
  • Download Appdown for Android devices here.

10. BerryCart

You can upload photos of your receipt on BerryCart (app review), and you’ll get cashback via PayPal. Gift cards are also available.

BerryCart has a focus on organic and non-GMO type food.

Install the app

  • Download BerryCart for iOS devices here.
  • Download BerryCart for Android devices here.

11. Perk

Perk is a rewards app that gives you points when you complete tasks, like watching videos and answering trivia questions.

You can redeem these points for rewards, chiefly gift cards, but also for cash through PayPal or Perk Plastik.

You can make $360 a year with this app. Take a look at our Perk review to learn more.

Install the app

  • Download Perk for iOS devices here.
  • Download Perk for Android devices here.

Apps That Pay Cash 2020

12. Qmee

Qmee gives you rewards when you give your opinion. There are coupons and deals available on the app too.

Aside from PayPal payments, Qmee also offers gift cards. What’s good about Qmee is that there’s no minimum withdrawal limit, meaning you can withdraw your earnings when you want to.

Install the app

  • Download Qmee for Android devices here.
  • Download Qmee for iOS devices here.
  • Download the Qmee Chrome Extension here.

13. SavingStar

Get cashback on eligible purchases with SavingStar. If you wanna get paid for scanning your receipts, this is a great app to do it with. You just need to upload a photo of your receipt and you’ll get paid.

You only need $5 in your account as well to withdraw your money.

Install the app

  • Download SavingStar for Android devices here.
  • Download SavingStar for iOS devices here.

14. InboxDollars

With InboxDollars, you get paid to complete tasks, like checking emails, completing offers, shopping online, taking surveys and playing games.

Install the app

  • Download InboxDollars for iOS devices here.
  • Download InboxDollars for Android devices here.

15. Viggle

This is another app from Perk. It focuses on live TV and streaming.

Basically, you get paid for watching your favorite TV shows.

With Viggle, you earn points when you check into any live TV or streaming program. You can check into TV shows and movies live on TV or through providers like Netflix, Amazon and Hulu.

Aside from payment through PayPal, you can also exchange your points for gift cards, or a Perk Plastik card, which is a prepaid debit card. You can also use your points to get prizes.

Install the app

  • Download Viggle for Android devices here.
  • Download Viggle for iOS devices here.

16. MooCash

Get money from MooCash when you complete tasks, like watching videos, playing games, trying new apps and taking surveys.

Aside from PayPal payments, you can also get your cash on gift cards for retailers like Whole Foods, Netflix, and Starbucks.

Install the app

  • Download MooCash for Android devices here.
  • Download MooCash for iOS devices here.

17. YooLotto

YooLotto gives you rewards when you complete tasks and offers.

Payment is sent via PayPal or you can get it on an Amazon gift card. Also, you can use YooLotto to check whether you have a winning lottery ticket.

Even if your ticket is not a winner, you can still get rewards, such as coupons and deals.

Install the app

  • Download YouLotto for iOS devices here.
  • Download YouLotto for Android devices here.

18. Embee Meter

Embee Meter runs in the background of your phone to monitor the quality of your phone’s internet calls and just how well your phone works in general. So, you basically use your phone as you normally do, while Embee Meter runs in the background and gives you points for it.

Aside from redeeming your points for money to your PayPal account, you can also get gift cards and, in some countries, mobile airtime.

Install the app

  • Download Embee Meter for Android devices here.

19. ShopAtHome

ShopAtHome is a cashback app. When you shop through ShopAtHome, you can get cashback to your PayPal account. Or, if you prefer, you can get the cashback on an Amazon gift card.

When you sign up, you’ll get a $10 bonus as well.

Install the app

  • Download ShopAtHome for Android devices here.
  • Download ShopAtHome for iOS devices here.

20. TopCashBack

TopCashBack is a cashback app. You can get payment through PayPal, and also from Amazon, which earns you an extra 3% cashback.

Install the app

  • Download TopCashBack for Android devices here.
  • Download TopCashBack for iOS devices here.

Android Apps that Pay You Money Through PayPal

Above, we covered apps that pay you through PayPal, which are available for both Android phones and iPhones.

But, there are also apps that pay through PayPal that are only available to Android users.

These apps range from game apps to apps that pay you to watch ads on your phone’s lock screen.

So take a look at these apps.

21. AppBucks

Complete offers and other easy tasks and AppBucks will pay you. Aside from PayPal payments, you can also choose to get a Google Play gift card.

Plus, there’s a $10 sign up bonus available.

Install the app

  • Download AppBucks for Android devices here.

22. AppKarma

AppKarma gives you money to your PayPal account, or gift cards when you download and try new apps. You can also get paid via gift cards for brands like Amazon, iTunes and Google Play.

Install the app

  • Download AppKarma for Android devices here.

23. FeaturePoints

FeaturePoints gives you points when you try out new apps. You can redeem your points for money to your PayPal account.

Gift cards are also a redemption option for places like Amazon and Starbucks.

Install the app

  • Download FeaturePoints for Android devices here.

24. AppLike

Earn points for playing games and trying new apps recommended by AppLike. You can redeem them for money to your PayPal account or for gift cards for brands like Amazon, Netflix, the Google Play store and Spotify.

Install the app

  • Download AppLike for Android devices here.

25. Fronto

Fronto is an app that pays you when you display content on your phone’s lock screen. It’s such an easy way to make money from your phone without really doing anything.

Install the app

  • Download Fronto for Android devices here.

26. Slidejoy

Slidejoy pays you to display ads and news content on your phone. Gift cards are also a payment option.

Install the app

  • Download Slidejoy for Android devices here.

27. ScreenPay

ScreenPay will pay you to display personalized deals and promotions on your phone.

Install the app

  • Download ScreenPay for Android devices here.

28. AdMe

AdMe pays you to display news, deals and coupons on your phone’s lock screen. Aside from PayPal payments, you can also get gift cards for places like Best Buy and Walmart.

Install the app

  • Download AdMe for Android devices here.

29. SurveyCow

SurveyCow is an app that displays mini-surveys on your phone’s lock screen. When you complete these surveys you earn points that you can redeem for cash through your PayPal account.

Install the app

  • Download SurveyCow for Android devices here.

30. Paid Unlock

Paid Unlock pays you to display ads on your phone’s lock screen.

Install the app

  • Download Paid Unlock for Android devices here.

31. Mr. Rebates

Mr. Rebates gives you between 8% and 10% cashback when you shop at the stores it features. There are more than 2,500 stores and brands on the app, like Dell, Macy’s and Walmart.

There’s a $10 reward available for signing up too.

Install the app

  • Download Mr. Rebates for Android devices here.

32. AppKarma

AppKarma is an app that pays you to try out new apps. In addition to PayPal payments, you can also get your money on a gift card to retailers like Amazon, iTunes and Google Play.

Install the app

  • Download AppKarma for Android devices here.

33. Fitplay

Fitplay recommends game apps to you, and if you try out these apps, you’ll earn points. Points can be redeemed for cash to your PayPal account or for gift cards for stores like Amazon and the Google Play store.

Install the app

  • Download Fitplay for Android devices here.

34. EarnHoney

Complete easy tasks, such as participating in surveys, playing games or shopping online with EarnHoney. In return for completing tasks, you’ll earn points. You can redeem these points for money to your PayPal account, but also for gift cards to places like Amazon, eBay and Target.

Install the app

  • Download EarnHoney for Android devices here.

35. Gift Hunter Club

Complete tasks, like trying out apps, completing offers and taking surveys and Gift Hunter Club will pay you.

Aside from PayPal payments, you can also get gift cards for Amazon, Xbox Live and iTunes.

Install the app

  • Download Gift Hunter Club for Android devices here.

36. BeFrugal

BeFrugal is a cashback app that features more than 5,000 stores, including well-known stores, like Best Buy, Target and Walmart.

Aside from payments to your PayPal account, you can also get gift cards to places like Amazon.

Install the app

  • Download BeFrugal for Android devices here.

37. Watch2Earn

Watch2Earn is an app that gives you points when you watch videos. You can get your earnings to your PayPal account or on gift cards.

Install the app

  • Download Watch2Earn for Android devices here.

38. Rewardable TV

Rewardable TV gives you points for watching trending videos, movie trailers and gifs. You can then redeem your points for cash through PayPal.

Install the app

  • Download Rewardable TV for Android devices here.

39. CreationsRewards

CreationsRewards gives you points for browsing websites, watching videos and taking surveys.

You can redeem your points for cash to your PayPal account. Also, gift cards for places like Amazon and Walmart are a redemption option.

There’s a $3 sign up bonus available too.

Install the app

  • Download CreationsRewards for Android devices here.

40. GrabPoints

GrabPoints gives you points for doing things like downloading apps, completing offers, participating in surveys, and watching videos.

You can redeem your points for money to your PayPal account. Also, you can redeem your points for gift cards to places like Amazon and Walmart. You can get $5 just to sign up.

Install the app

  • Download GrabPoints for Android devices here.

PayPal Money Earning Apps (High Paying Gig Apps)

The paying gig apps below pay you to do a tasks both offline, like visiting local businesses to provide your feedback, and online, such as data processing.

You can take on as many or as few tasks as you want to, making this a flexible way to make money.

41. EasyShift

  • Download EasyShift for Android devices here.
  • Download EasyShift for iOS devices here.

42. Gigwalk

    • Download Gigwalk for Android devices here.
  • Download Gigwalk for iOS devices here.

43. Field Agent

  • Download Field Agent for iOS devices here.
  • Download Field Agent for Android devices here.

44. Spare5

  • Download Spare5 for iOS devices here.

45. Clickworker

  • Download Clickworker for iOS devices here.
  • Download Clickworker for Android devices here.

Closing Thoughts

As you can see, there are plenty of apps to make money for PayPal. So if you’re looking for a quick and convenient way to get paid, give some of these money making apps a try.

What’s great about these apps is that they give you easy ways to earn PayPal money instantly (in some cases).

Playing games and taking surveys can be done anywhere, and these types of tasks don’t require you to block out huge chunks of time to complete them. Not to mention, with some of these apps, such as the lock screen apps, you literally don’t have to do anything to make money.

These apps won’t make you rich, but they do give you an easy way to make a little extra spending money! These truly are some of the best legitimate iPhone and Android apps that pay you through PayPal.